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Writer's pictureMike Kossenberg

AUSTRAC Prepares for Tranche 2 AML Reforms: What’s Next?

In a significant move, AUSTRAC has begun recruiting resources to prepare for the impending Tranche 2 reforms to the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act. Although the legislation is yet to be enacted, AUSTRAC’s proactive approach signals that the changes are imminent. The job advertisement highlights roles within AUSTRAC aimed at bolstering their capacity to oversee and regulate new sectors that will soon fall under the AML/CTF regime. We note that the post on LinkedIn states “This recruitment process will not only fill current vacancies, but also create a pool of talented candidates for future roles over the next 18 months.”



With the Tranche 2 legislation expected to include a grace period for newly regulated entities to implement their AML programs, there’s a question about how AUSTRAC’s newly hired Supervision Officers will focus their efforts until these programs are in place. Will these new, additional officers turn their attention to existing small and medium-sized enterprises (SMEs) that are already within the scope of AML regulations? This could include bullion dealers, cryptocurrency exchanges, luxury car dealerships and other high-value dealers currently under AUSTRAC’s watch.


AUSTRAC's enhanced scrutiny of these sectors may be necessary, especially as the regulatory body gears up to integrate a broader range of businesses under its supervision. Strengthening oversight in these existing areas might be a logical interim step, ensuring that current AML obligations are being met while preparing for the more complex landscape Tranche 2 will bring.


The introduction of Tranche 2 will undoubtedly intensify the demand for skilled AML professionals. Businesses that already have a robust AML framework and experienced analysts in place will be better positioned to navigate these changes. However, those who have yet to build out their AML teams may face challenges, as the market for qualified AML analysts is likely to tighten under this new pressure.


Companies that move quickly to secure experienced AML talent now could gain a competitive edge, particularly as the pool of available resources shrinks with increased demand. In this environment, early preparation will be key for both businesses and AUSTRAC alike, as they adapt to the evolving regulatory landscape.


How is your business positioned for Tranche 2 and the impacts it will have?


WhiteLight AML can help your business on multiple fronts:


For SME’s already regulated by the AML Act: If an Independent Review is overdue, or if an AML Program health check is required, WhiteLight AML has the tools and expertise to get you AML compliant


Is resourcing an issue: Do you have backlogs which need clearing, or key AML roles which need filling with candidates of the highest quality. WhiteLight AML is a leading supplier of contract and permanent AML resources across Australia


Improve AML compliance by outsourcing: If your business is struggling to maintain a high standard of AML compliance in-house, talk to WhiteLight AML about our outsourced services.


Click HERE to book a call with one of our AML experts.

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